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This is what abundance feels like.

Money Holistics

One advisor who understands the whole picture of what you've built, and carries the weight of it with you.

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Your financial life is a holistic system.

The investing, the taxes, the business, the estate, the years ahead. They were never six separate problems. Pull on one and the others move. We look after all of it at once, as one living system, so nothing gets solved at the expense of something else.

  • Financial planning
  • Retirement
  • Estate planning
  • Tax planning
  • Business
  • Money mindset
01 / Who it's for

You're done researching, done second-guessing, and done managing it in the margins of running your business or life. You want one person who knows your entire picture and handles it. Not a call center, not a rotating team, not a robo-questionnaire.

02 / What you set down

What you set down.

Working together isn't about adding one more thing to your week. It's about the things that stop being yours to carry.

  • The researching

    The evenings spent reading about investments, retirement, allocations, conversions and claiming ages, trying to be your own analyst on top of everything else you do.

  • The second-guessing

    The nagging loop that runs after every financial decision. You'll know why each choice was made, and what action is needed from here forward backed by evidence.

  • The administration

    The investment rebalancing, the paperwork, the beneficiary forms, the follow-up with your CPA and attorney. It happens in the background.

03 / Every chapter

Every chapter, accounted for.

The work isn't a single plan handed over once. It's an unfolding story that gets adjusted as your life does.

01

Financial planning

A plan that starts with the life you want, then organizes everything else around it. Your whole picture in one clear view, kept current as things change.

An open notebook and a cup of tea in morning light

02

Retirement planning

Underneath every retirement question sits one quiet question: is it enough? We answer it plainly, and keep answering it as the years and the numbers move.

Two chairs on a porch facing a quiet valley

03

Equity compensation

Your equity holds years of work and a set of decisions that rarely arrive clearly: when to exercise, what to hold, how the taxes land. We stay ahead of each one.

Balanced river stones on a cream surface

04

Estate coordination

What you've built should land where you intend. We keep your documents, beneficiaries and titling in step with the plan, and tend them quietly as life moves. Your estate documents take shape on an independent platform, shaped by you. We hold the coordination between accounts, people and intentions, and leave the legal questions to your attorney.

A mature oak with deep roots

05

Business exit planning

Selling turns years of work into something new: the freedom to choose what's next. We plan well before the sale so the value you created stays yours to direct.

A small boat leaving a calm harbor at dawn

06

Tax planning and analysis

Not a once-a-year exercise. Account location, withdrawal sequencing and conversions run as a continuous thread through the plan. Your CPA files the returns; we keep the year in front of them, so nothing is decided in April that should have been decided in June.

A stone channel carrying water through green terraces
04 / Your guide
Joshua Humada, founder of MoneyYogi

Your guide.

One guide for you and your family, partnering with you through the whole of your life. No team of associates, no call center, no rotating advisor.

Money Holistics is the advisory practice of Joshua Humada. Clients get the MoneyYogi app included.

Advisor
Joshua Humada
Houston, Texas
Custodian
Altruist
Your accounts are held by an independent custodian, not by us.
Read his full story
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05 / How we start

See what becomes possible.

Start with a conversation. We'll talk through what you're dealing with and whether this is the right fit, nothing else.

A conversation. No plan to sell you, no pitch deck. I'll ask what you're dealing with, tell you honestly whether I'm the right fit, and if I am, walk you through exactly how it works and what it costs before you sign anything.

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Investment advisory services are offered through Boundless Wealth LLC d/b/a Money Holistics. Boundless Wealth LLC is affiliated with MoneyYogi LLC, which provides financial software and educational programs, through common ownership. Advisory fees are $299 per month plus 0.50% of assets under management annually, subject to a $250,000 account minimum; fees are negotiable. Josh Humada is separately licensed as an insurance agent and may receive commissions on insurance and annuity products; this conflict of interest is described in Form ADV Part 2A. A complete description of our services, fees, conflicts of interest and business practices is available in our Form ADV Part 2A, which is provided to all prospective clients and available on request. Participation in any MoneyYogi LLC program or subscription is not required to become or remain an advisory client of Boundless Wealth LLC, and advisory clients are not required to purchase any MoneyYogi LLC product. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. Past performance is not indicative of future results. Advisory fees are billed by Boundless Wealth LLC under a separate advisory agreement, and are never billed or processed through the MoneyYogi application. Nothing on this page is an offer or solicitation in any jurisdiction where we are not authorized to do business.

Full regulatory information, including Form ADV, risk disclosures, the advisor privacy notice, and website terms of use, is on the advisor disclosures page.

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